In Meralys insurer we offer you this coverage that acts in case of damages to a third party during a car accident. It is in charge of medical expenses or of any kind that affect the victim and that are produced by negligence of the insured. Basically, if you damage a third party with your car, the Liability Insurance is responsible for paying the consequences to that victim.

As its name implies, this coverage is in charge of repairing the partial damages suffered by your auto product of a loss. The material damage includes several accidents, including:
A) Collisions and rollovers
B) Partial damage or breakage of crystals
C) Fire or explosion
D) Loading or unloading objects during transfer

It is activated in case of total or partial theft of the vehicle. This means that theft of parts of the car, such as mirrors, tires, brand logos or doors, will also be considered within this coverage.
The losses considered in the coverage against thefts are:
A) Total theft of the vehicle
B) Partial theft: any external or internal part that is part of the vehicle since its manufacture
C) Unauthorized use of the vehicle and damages in route during that improper use.

Finances the repair of the vehicle in case it is damaged partially or totally by violent demonstrations, riots, marches, strikes or popular uprisings and civil confrontations. The scope of this coverage is: A) Unforeseen: If the insured did not have time to react or protect the vehicle in the face of the disturbances, B) Inevitable: The insured could not do anything to prevent damage to his vehicle y C) Direct causes: The vehicle was directly damaged by demonstrators or people involved in the disturbance, and not as an indirect or secondary consequence.